HVAC Financing for Madison, Monroe, & St. Clair County Homeowners

Replace Your Furnace and Air Conditioner with HVAC Financing

Replacing your home’s heating and cooling system is a major decision—one you don’t want to make based strictly on cost. You shouldn’t replace just one part of your system, to get the most efficiency and reliability, get a complete matched system. That means replacing the indoor coil and furnace and the outdoor air conditioner or heat pump. Those efficiency ratings you read about are for matched systems. And since breakdowns usually occur at inconvenient times, ask us about HVAC financing options for your new system.

Energy Stars Heating & Cooling Co is the right company for HVAC financing! We stand behind the work we do, and we offer an industry-leading warranty.

Energy Stars Star

Ally Financial

Giving you the purchase power you need at a price point you can afford.
We work with your Ally Lending service provider to offer affordable financing solutions. Ally Lending helps you pay for the products, repairs, and renovations you need, while also staying on track with your long-term budget.
  • No down payment or application fees
  • No credit impact pre-qualification
  • Budget-friendly financing solutions1
  • Dedicated support team to assist you throughout the financing process
1Subject to credit approval. Minimum monthly payments required. See store for details.
Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company. Ally Bank, the company's direct banking subsidiary, offers an array of deposit, personal lending and mortgage products and services. Ally Bank is a Member FDIC and Equal Housing Lender , NMLS ID 181005. Credit products and any applicable Mortgage credit and collateral are subject to approval and additional terms and conditions apply. Programs, rates and terms and conditions are subject to change at any time without notice.

Synchrony Financial

Expand your purchasing power with Promotional Financing through Synchrony.
Synchrony is one of the nation’s premier consumer financial services companies. Our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the United States based on purchase volume and receivables.
  • A simple application process, and fast credit decisions
  • Unsecured, revolving credit lines
  • Promotional financing options1
  • Convenient monthly payment options
  • Online account management
1Subject to credit approval. Minimum monthly payments required. See store for details.
For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Hassle-free monthly payments for all your heating & cooling needs.

Service Finance Company is a nationally licensed home improvement financial services company and is an approved FHA Title I Lender. They provide in excess of fifty financing solutions which include promotional and standard installment loan solutions with favorable consumer interest rates and extended repayment terms for borrowers who wish to finance purchases of products such as: HVAC, Windows, Doors, Solar, Roofing, and Insulation.

  • Simple application process
  • Flexible monthly payments
  • Favorable consumer interest rates
  • Extended repayment terms

Hassle-free monthly payments for all your heating & cooling needs.

Microf Rent to Own Lease Option. - Microf does not check your credit, rather they determine your eligibility based on income. There are also discounts for early payoff.  Please have your paystub and bank info handy.

  • Flexible monthly payments
  • Simple application process
  • Pre-approval will not impact credit score
  • No prepayment penalties
Energy Stars Star

We make comfort affordable. Give us a call now at 618-477-8337 to schedule a free estimate for new equipment or schedule a service appointment.  

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We Service All of the Metro East & Parts of St. Louis

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